Why Moving to Searstone is a Smart Investment

As you look to the future and consider your plans for retirement or where you’ll be living in the next few years, you’re likely to consider some of the costs. These costs may even sway you toward one decision over another, as our finances typically do. But rather than comparing how much it costs to live in one place versus the other, you may want to ask yourself how you can invest in your future instead. Residents at a Life Plan Community enjoy a lifestyle that consolidates your current living expenses into one simple payment. And what’s more, this lifestyle offers so much that money can’t buy, such as convenience, peace of mind, and less worry about the stressors older adults may face. Because of this, many see moving into a Life Plan Community as the best investment you can make. Find out how this may ring true for you in this stage of your life.

What Will it Cost?

Most Life Plan Communities will have two different pricing aspects to account for: the entrance fee and the ongoing monthly fee. You’ll be notified ahead of time what each of these will be, meaning there will never be any surprise costs.

An entrance fee is the deposit you’ll need to hold your spot at the Life Plan Community. It secures your residence and access to all the campus has to offer, such as dining, recreation, and other amenities.

And once you’re a resident, you’ll pay an ongoing monthly fee that will cover your home and services provided on campus such as home maintenance. The amenities you’ll enjoy and all the activities you partake in will fall under this category.

There are some additional factors to consider when you’re looking at pricing. First, understand that there may be tax advantages to moving into a community. Your financial advisor or a tax accountant can help you determine how to get the highest tax deduction at the end of the year.

What Will I Get?

n short, moving to a senior living community means a more convenient, carefree lifestyle. What you’re getting at a Life Plan Community has arguably a lot more value than if you choose to remain in your own home.

When you choose to live at home, the fear of the unknown – like unexpected health issues, home emergencies and expensive repairs, as well as isolation and loneliness – can be stressful for you and family members. Down the line you may find yourself dealing with feelings that can include:

· Lack of daily emotional and physical support

· Separation from a spouse due to your own physical or emotional state

· Overwhelmed by your daily chores

· Inability to take care of tasks at home

· Being at risk for falls

· Disinterest in your own health and wellness

So besides your physical home within the community, additional benefits you can look forward to include:

· Peace of mind for your own well being

· Peace of mind for your family members now and in the future

· A healthier lifestyle · Being a part of a community

· Fulfillment from recreational activities and hobbies

· Reassurance that goes along with having a secure plan in place for the future

· Safety

· Independence and freedom

When Should I Move?

Making a big decision such as where you’ll be living takes a lot of thought, but the sooner you act, the more beneficial it may be in the long run, for reasons such as:

· The upkeep of owning a home can be very costly and choosing to live in a Life Plan Community may actually end up saving you money.

· The best time to join a Life Plan Community is when you’re living an independent lifestyle and able to enjoy all that is offered. At this stage, you can take advantage of all the recreational activities, events and outings, and make long lasting friendships.

· If you join a community at the right time, there can be special signing perks and exclusive benefits you can enjoy.

· And if all else fails, many deposits are refundable so you are not obligated even after making your decision

The choice to be a part of a Life Plan Community means you’ll be investing in your future – and yourself – and that’s an investment you will always be happy you made. Between the on-campus activities, health and wellness centers, and of course, a whole neighborhood of others who have retired just like yourself, it’s easy to see why living in a retirement community is a perfect match for those trying to live life to the fullest.

If you’re already on the hunt for senior living, be sure to take a look at Searstone Retirement Community, located in Cary, NC. You can find out more about us by taking a closer look at our website here, or by calling one of our team members at 919-234-0339. We’ll be happy to assist you with any questions you may have about the community or about your retirement living plans.